How to Delete Bank Account from PhonePe – Easy Steps (2025)

How to Delete Bank Account from PhonePe – Step-by-Step Guide

Are you looking to remove or delete a bank account from PhonePe? Whether you’ve switched banks or no longer use a particular account, keeping your UPI app clutter-free is essential. In this guide, we’ll walk you through the step-by-step process to delete a bank account from PhonePe safely.

Why Delete a Bank Account from PhonePe?

Before we proceed, here are a few reasons why you might want to remove a bank account:

  • You no longer use that bank account.
  • You’ve linked multiple accounts and want to declutter.
  • Security reasons – minimizing linked accounts reduces fraud risks.

Steps to Delete Bank Account from PhonePe

Method 1: Remove Bank Account via PhonePe App

  1. Open PhonePe App – Launch the app on your smartphone.
  2. Go to Profile Section – Tap on your profile icon in the top-left corner.
  3. Select ‘Bank Accounts’ – You’ll see all linked bank accounts.
  4. Choose the Account to Remove – Select the bank account you want to delete.
  5. Click on ‘Remove Bank Account’ – Confirm the action when prompted.
  6. Enter UPI PIN for Verification – This ensures secure removal.

Once done, the bank account will be successfully removed from your PhonePe.

Method 2: Contact PhonePe Customer Support

If you’re unable to remove the account via the app, you can:

  • Call PhonePe Support at 080-68727374
  • Email them at support@phonepe.com
  • Use In-App Help Center (Settings > Help & Support)

Important Points to Remember

  • You cannot delete your primary bank account unless you set another account as primary first.
  • Ensure no pending transactions are linked to the account before removal.
  • Removing a bank account does not close your bank account—it only unlinks it from PhonePe.

FAQs on Deleting Bank Account from PhonePe

1. Can I delete my primary bank account from PhonePe?

No, you must set another bank account as primary before removing the current one.

2. Will deleting a bank account affect my UPI transactions?

Yes, any UPI IDs linked to that bank account will become inactive.

3. How long does it take to remove a bank account?

It’s instant once you confirm with your UPI PIN.

4. Can I re-link the same bank account later?

Yes, you can re-add it anytime by following the standard linking process.

Conclusion

Removing an unused bank account from PhonePe is a simple process that enhances security and keeps your app organized. Follow the steps above to safely delete a bank account from PhonePe without any hassle.

For more finance tips and digital payment guides, visit vFinance.in!


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